Following is a guide a the best credit card deals and specials available by category. Compare the features of each offer and apply for the credit card that benefits your spending habits.
Consumer Credit Card Guide takes several factors into consideration when determining the cards to display as Special Deals:
- Overall benefits - The quality of the credit card and its amenities compared to others in its class
- Quality of the issuers - How highly rated the credit card's issuing bank or company, especially in terms of customer support and membership benefits
- Credit card security - How well regarded is the credit card issuer's policies on fraud prevention, victim reimbursement and overall security
- Approval rate - How often applicants get approved versus declined
Tip: Know your spending habits before you apply for a card. If you tend to make large purchases and pay off the balance over time, a low interest credit card is your best choice. If your purchases are small and you pay the full balance each month, one of our many rewards or cash back credit cards would be a better fit. Compare all the credit cards offers below to determine which is best for you.
Low Interest Credit Card Special
Discover® More Card – Black |
| - 0% intro APR on Balance Transfers for 12 full months, then the Regular APR
- 0% intro APR on Purchases for 9 full months, then the Regular APR
- 5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
- Up to 1% unlimited Cashback Bonus on all other purchases
- No Annual Fee
|
INTRO APR | INTRO APR PERIOD | REGULAR APR | ANNUAL FEE | BALANCE TRANSFERS | CREDIT NEEDED |
0%* | 12 FULL MONTHS ON BALANCE TRANSFERS; 9 FULL MONTHS ON PURCHASES* | 11.99% - 20.99% (VARIABLE)* | $0* | YES* | EXCELLENT CREDIT* |
Balance Transfer Credit Card Special
BankAmericard Cash Rewards™ Visa Signature® Card - $50 Statement Credit |
| - Get a $50 statement credit after spending $100 in retail purchases within the first 60 days of the account opening date
- Earn 3% cash back on gas, grocery, and drug store purchases for the first 6 months and 1% on all other purchases
- Redeem rewards for a check, statement credit, direct deposit or pay toward your eligible Bank of America® mortgage
- Get a 25% bonus for all cash reward redemptions of $300 or more
- Get redemptions starting at $25, with the capability to set up automatic redemption
- No limits to amount of cash back you can earn each year
|
INTRO APR | INTRO APR PERIOD | REGULAR APR | ANNUAL FEE | BALANCE TRANSFERS | CREDIT NEEDED |
0%* ON PURCHASES AND QUALIFYING BALANCE TRANSFERS | 7 OR 10 BILLING CYCLES* | 12.99% - 20.99% VARIABLE* ON PURCHASES AND BALANCE TRANSFERS | NONE* | YES* | EXCELLENT CREDIT* |
Instant Approval Credit Card Special
|
| - $25 Cash Bonus when you use direct deposit
- No Activation Fee
- No Overdraft Fees
- 100% Guaranteed Approval*
|
INTRO APR | INTRO APR PERIOD | REGULAR APR | MONTHLY FEE | BALANCE TRANSFERS | CREDIT NEEDED |
N/A* | N/A* | N/A* | $9.95* | N/A* | NO CREDIT CHECK* |
Reward Credit Card Special
BankAmericard Cash Rewards™ Visa Signature® Card - $50 Statement Credit |
| - Get a $50 statement credit after spending $100 in retail purchases within the first 60 days of the account opening date
- Earn 3% cash back on gas, grocery, and drug store purchases for the first 6 months and 1% on all other purchases
- Redeem rewards for a check, statement credit, direct deposit or pay toward your eligible Bank of America® mortgage
- Get a 25% bonus for all cash reward redemptions of $300 or more
- Get redemptions starting at $25, with the capability to set up automatic redemption
- No limits to amount of cash back you can earn each year
|
INTRO APR | INTRO APR PERIOD | REGULAR APR | ANNUAL FEE | BALANCE TRANSFERS | CREDIT NEEDED |
0%* ON PURCHASES AND QUALIFYING BALANCE TRANSFERS | 7 OR 10 BILLING CYCLES* | 12.99% - 20.99% VARIABLE* ON PURCHASES AND BALANCE TRANSFERS | NONE* | YES* | EXCELLENT CREDIT* |
Cash Back Credit Card Special
Chase FreedomSM Visa - $50 Bonus Cash Back |
| - Earn $50 Bonus Cash Back after first purchase
- 0% Intro APR and No Annual Fee
- 5% cash back in quarterly bonus categories like gas, home improvement and department stores, subject to quarterly maximum. Signing up is free and easy
- Unlimited 1% Cash Back on all other purchases with no spending tiers
- Up to an additional 10% cash back when you shop online at select merchants through Chase
|
INTRO APR | INTRO APR PERIOD | REGULAR APR | ANNUAL FEE | BALANCE TRANSFERS | CREDIT NEEDED |
0%* | 12 MONTHS ON BALANCE TRANSFERS, 6 MONTHS ON PURCHASES* | AS LOW AS 12.99% VARIABLE* | NONE* | YES* | GOOD CREDIT* |
Airline Credit Card Special
Chase Sapphire Preferred Card |
| - Earn a free flight- that's 25,000 bonus points after you spend $3,000 in the first 3 months
- 2X points earned on all airfare booked through Ultimate Rewards & 1 point for every dollar spent on all other purchases
- Fly on leading airlines anytime. There are no travel restrictions or blackout dates and points never expire
- Points are worth 25% more when you redeem for travel through Ultimate Rewards
- 7% annual points dividend - earn bonus points on your points
- 1:1 points transfer to leading airline and hotel programs
- 24/7 Dedicated expert service advisors (No voice recording)
- No Annual Fee for your first year - An $85 value
|
INTRO APR | INTRO APR PERIOD | REGULAR APR | ANNUAL FEE | BALANCE TRANSFERS | CREDIT NEEDED |
0%* | 12 MONTHS ON BALANCE TRANSFERS, 6 MONTHS ON PURCHASES* | AS LOW AS 12.99% VARIABLE* | NONE* | YES* | GOOD CREDIT* |
Business Credit Card Special
Ink CashSM Business Card |
| - 3% cash back on fuel, home improvement, dining and office supply purchases
- Unlimited 1% cash back on all other purchases
- No limit to the number of points you can earn
- Up to 10 points for $1 spent when you shop online through Chase Rewards Plus
- Free additional cards for employees
- No Annual Fee
|
INTRO APR | INTRO APR PERIOD | REGULAR APR | ANNUAL FEE | BALANCE TRANSFERS | CREDIT NEEDED |
0%* | 6 MONTHS* | 11.24% VARIABLE* | NONE* | YES* | EXCELLENT CREDIT* |
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