What Are My Options?

Everyone has options, and I will present your options so you can make an informed decision for you and your family.

1. Option 1: Do the protection part yourself and look for identity insurance elsewhere. This works if your the type who can set a schedule and stick to it without missing crucial deadlines such as the renewal every 90 days of your fraud alert or the request of your credit report every four months. The problem is that all your extra work does not really save you any money. The insurance will cost you the same as the full identity protection services offered by LifeLock, TrustedID or ID Watchdog.
2. Option 2: Enroll with an identity theft protection service that includes identity theft insurance and/or guarantees of 1 million dollars. The best protection for the best price means this is the right choice for most people.

I often get asked – Are they worth it?

My answer is absolutely. Think of all the services you currently have others perform and the prices they charge. Really, take a second and think about it. Isn’t your identity and finances far more important to protect and thus a far better investment the items you just thought about?

You can get a very high level of identity protection for under $100 and the peace of mind alone, knowing you won’t have fight through stressful red tape restoring your identity and finances all by yourself, makes this well worth it. Of course, your identity is far better protected than you could have done on your own.