There are many ways you can protect yourself from identity theft. The following being the most important.
- Shred all personal information using a cross cut shredder.
- Place Fraud Alerts on your credit account and renew them every 90 days. (Per the FACT Act – if you have a good faith suspicion that you are or are about to become a victim of identity theft)
- Monitor your credit report for any unauthorized changes at all 3 bureaus. (Tip: stagger them, one bureau every 4 months)
- Remove yourself from pre-authorized credit lists
- Avoid sending or receiving personally identifying information in the mail such as checks and bank statements.
- Never give out your SSN, or any information for that matter, unless necessary
- Do not carry your SSN, Passport (unless out of county), Birth Certificate, PINs, or Checks in your wallet or purse
- Be aware of Phishing Attempts, and telemarketing phone calls that request private information.
- Use security software for your computer and only shop at reputable businesses.
- Purchase identity theft insurance
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