There is no full proof security.

What most people don’t tell you is that there is no full proof security.

Credit monitoring alone doesn’t stop identity theft, it just does damage control by alerting you to the fact that someone has taken out credit in your name. It is also a contradictory service for companies that previously made all their money selling your information, ie: the credit bureaus. You would be far better using a credit monitoring service like Identity Guard or Debix as the sole purpose of the company is to protect your identity, not sell your information. Besides, the credit monitoring services offered by the bureaus don’t give you anywhere near the coverage of identity protection servicesoffered by LifeLock, TrustedID and ID Watchdog and besides that the monitoring services from the credit bureaus are more expensive.

Fraud alerts, though proven to be effective for stopping new account fraud, only work when the creditor actually calls the number in your file, which isn’t always done, and there have been reports of frustration by consumers when implementing and having a fraud alert on their file. A Fraud alert is not full proof but is still recommended if you have a good faith suspicion that you either are or about to become an identity theft victim. Even if you do set this up, please remember that identity insurance is still extremely important in a full protection plan.

You see, the one thing everybody needs to have in place is identity theft insurance.

If you are like me you have worked far too hard and long to achieve your financial position and to establish your good name for some low life to step in and ruin your success.

Identity insurance is not only necessary but something you should consider purchasing immediately because once one identity thief low life makes any attempt at taking over your finances no insurance company will touch you. Thats right, they don’t tell you that either. They will insure you if your personal data has been compromised but once a thief initiates an attack on You their policies will not cover you for that case.